how much tax you need to pay on sale of Stock, Mutual fund, Property in 2021?

Last Updated on 7 months ago by Raj Kumar

How much tax you need to pay?

Dealing with calculating tax is tough tax in India specially when you know that there are multiple rules around calculating taxes as per the investment instruments.

how much tax you need to pay
how much tax you need to pay

lets look at how tax is calculated for various investment instruments like stocks , Mutual funds , govt. bonds, Gold , property, Fixed deposits etc.

how much tax you need to pay on sale of Stock, Mutual fund, Property?

As per income tax India the tax rates for investment instruments are as below:-

AssetLong term definitionLong term taxShort term taxNote
StocksSold after 1 year from purchase10% of profit15% of profitLong term tax applicable only if profit exceeds 1 lakh in financial year
Equity oriented mutual fundsSold after 1 year from purchase10% of profit15% of profitLong term tax applicable only if profit exceeds 1 lakh in financial year
Non-equity mutual fundsSold after 3 year from purchase20% of profit with indexation benefitProfit added to total income 
Govt or coprorate bondsSold after 3 year from purchase20% of profit with indexation benefitProfit added to total income 
GoldSold after 3 year from purchase20% of profit with indexation benefitProfit added to total income 
Gold ETF/Mutual fundSold after 3 year from purchase20% of profit with indexation benefitProfit added to total income 
PropertySold after 3 year from purchase20% of profit with indexation benefitProfit added to total income You can saving long term tax if you re-invest the money you got selling your property
Fixed depositsNo definitionProfit added to total incomeProfit added to total income 
How much tax you have to pay

Consider using the tax calculator to know how much tax you need to pay with your investments.

While planning your investments you should be aware of the tax impacts for the investment options as if you are in high tax bracket then the post tax returns in most of the instruments will not even beat inflation.

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