How to Check PF Balance Online, SMS, Via Missed Call Umang App, Without UAN and Password in 2023

Checking the PF balance frequently helps you get a view of your retirement savings and plan for your future. PF stands for Provident Fund, which is a social security scheme for employees in India. It allows you to save a portion of your salary every month and earn interest on it. You can also withdraw your PF money for various purposes, such as buying a house, education, medical expenses, or retirement.

There are different ways to check your PF balance, depending on your convenience and preference. In this blog post, I will explain how to check PF balance online, through SMS, by missed call, in the Umang app, without UAN, and with an exempted trust.

Consider reading: Gratuity Eligibility Criteria and Rules

How to Check PF Balance Online

One of the easiest ways to check your PF balance online is through the EPFO portal. EPFO stands for Employees’ Provident Fund Organization, which is the government body that manages the PF scheme.

To check your PF balance online, you need to have your UAN (Universal Account Number) and password ready.

The UAN is a 12-digit number that is assigned to every PF member by the EPFO. It helps you access all your PF accounts across different employers and locations.

Here are the steps to check your PF balance online:

1. Visit the EPFO portal and click on ‘Our Services’ > ‘For Employees’.
2. Under ‘Services’, click on ‘Member Passbook’.
3. Enter your UAN and password and log in.
4. You will see a list of all your PF accounts linked to your UAN. Select the one you want to view and click on ‘View Passbook’.
5. You will see a detailed statement of your PF account, showing the monthly contributions, interest earned, withdrawals, and balance.
6. You can also download or print your passbook for future reference.

How to Check PF Balance Through SMS

Another way to check your PF balance is through SMS. This is useful if you don’t have internet access or want a quick update on your PF status.

To check your PF balance through SMS, you need to have your UAN and registered mobile number ready. You also need to ensure that your UAN is activated and linked with your Aadhaar, PAN, or bank account.

Here are the steps to check your PF balance through SMS:

1. Send an SMS to 7738299899 from your registered mobile number in this format: EPFOHO UAN LAN
2. Replace UAN with your 12-digit UAN number and LAN with the first three letters of your preferred language (for example, ENG for English, HIN for Hindi, TAM for Tamil, etc.)
3. You will receive an SMS from EPFO with your PF details, such as UAN, name, date of birth, last contribution, total balance, etc.

How to Check PF Balance by Missed Call

You can also check your PF balance by making a missed call to the EPFO number. This is similar to the SMS method, but you don’t have to type anything.

To check your PF balance by missed call, you need to have your UAN and registered mobile number ready. You also need to ensure that your UAN is activated and linked with your Aadhaar, PAN, or bank account.

Here are the steps to check your PF balance by missed call:

1. Give a missed call to 011-2290-1406 from your registered mobile number.
2. You will receive a call back from EPFO with an IVR message that will tell you your PF details, such as UAN, name, date of birth, last contribution, total balance, etc.

How to Check PF Balance in Umang App

The Umang app is a unified mobile application that offers various e-governance services from the central and state governments. You can use the Umang app to access various EPFO services, such as checking your PF balance, viewing your passbook, filing claims, tracking status, etc.

To check your PF balance in the Umang app, you need to have your UAN and password ready. You also need to download and register on the Umang app using your mobile number.

Here are the steps to check your PF balance in the Umang app:

1. Open the Umang app on your smartphone and select ‘EPFO’ from the list of services.
2. Under ‘Employee Centric Services’, tap on ‘View Passbook’.
3. Enter your UAN and click on ‘Get OTP’. You will receive an OTP on your registered mobile number.
4. Enter the OTP and log in.
5. You will see a list of all your PF accounts linked to your UAN. Select the one you want to view and tap on ‘View Passbook’.
6. You will see a detailed statement of your PF account, showing the monthly contributions, interest earned, withdrawals, and balance.
7. You can also download or share your passbook for future reference.

How to Check PF Balance Without UAN

UAN is a mandatory requirement for checking your PF balance online, through SMS, by missed call, or in the Umang app. However, if you don’t have your UAN or have forgotten it, you can still check your PF balance using your PF account number.

Your PF account number is a unique alphanumeric code that identifies your PF account with a specific employer and EPFO office. You can find your PF account number on your payslip, PF statement, or UAN card.

Here are the steps to check your PF balance without UAN:

1. Visit the EPFO portal and click on ‘Our Services’ > ‘For Employees’.
2. Under ‘Services’, click on ‘Know Your PF Balance’.
3. You will see a page where you have to select your state and EPFO office from the drop-down menus.
4. After selecting your state and EPFO office, you will see a box where you have to enter your PF account number. Your PF account number consists of five parts: Region code, Office code, Establishment code, Extension code (if any), and Account number. For example, if your PF account number is TN/MAS/0054222/000/0000111, then TN is the region code, MAS is the office code, 0054222 is the establishment code, 000 is the extension code, and 0000111 is the account number.
5. Enter your PF account number in the respective fields and click on ‘Submit’.
6. You will see a page where you have to enter your name (as per EPFO records) and your registered mobile number.
7. Click on ‘I Agree’ and then on ‘Submit’.
8. You will receive an SMS from EPFO with your PF details, such as UAN, name, date of birth, last contribution, total balance, etc.

How to Check the PF Balance of an Exempt Trust like TCS, WIPRO, Reliance, and BHEL

Some employers have their own PF trusts to manage the contributions of their employees instead of sending them to the EPFO. These employers have obtained an exemption from EPFO to enable them to do this.

These are called exempted trusts or private PF trusts. There are around 1,375 such employers in India, including large companies like TCS, Wipro, HUL, Reliance, and BHEL.

If you are working for an exempted trust employer, you cannot check your PF balance using the EPFO portal or the Umang app. You have to use the website or app of your employer’s PF trust to check your PF balance. You also need to have your UAN and password ready.

Here are the steps to check your PF balance in an exempt trust:

1. Visit the website or app of your employer’s PF trust and log in using your UAN and password.
2. You will see a dashboard where you can access various services related to your PF account.
3. Look for an option that says ‘View Passbook’, ‘View Statement’, ‘View Balance’, or something similar.
4. Click on that option, and you will see a detailed statement of your PF account, showing the monthly contributions, interest earned, withdrawals, and balance.
5. You can also download or print your passbook for future reference.

How to Check PF Balance Without a Password

If you have forgotten your password for logging into the EPFO portal or Umang app, you can reset it using your UAN and registered mobile number. To check your PF balance without a password, you need to have your UAN and registered mobile number ready.

Here are the steps to check your PF balance without a password:

1. Visit the EPFO portal and click on ‘Our Services’ > ‘For Employees’.
2. Under ‘Services’, click on ‘Member Passbook’.
3. On the login page, click on ‘Forgot Password?’.
4. Enter your UAN and captcha code, and click Submit.
5. You will receive an OTP on your registered mobile number.
6. Enter the OTP and click on ‘Verify’.
7. You will see a page where you can set a new password for your UAN.
8. Enter a new password and confirm it.
9. Click on ‘Submit’ and you will see a message that says ‘Password changed successfully’.
10. Now you can log in using your UAN and new password and check your PF balance, as explained in the first section.

Final Thoughts on How to Check PF Balance

In this article, we have discussed how to check your PF balance using various methods, such as online, through SMS, by missed call, in the Umang app, without UAN, with exempted trust, and without a password.

We have also explained what PF is, why it is important, and how to find your UAN and PF account numbers.

Checking your PF balance regularly can help you keep track of your savings, plan your finances, and claim your benefits when needed. We hope you have found this article useful and informative.

If you have any questions or suggestions, please feel free to leave a comment below. Thank you for reading!

FAQs on How to Check PF Balance

How can I check my PF balance by Miss call?

To check your PF balance by missed call, register on the UAN portal and give a missed call to 9966044425 from your registered mobile number. Make sure your UAN is linked with your bank account number, AADHAAR, and PAN. EPFO will provide details of your last contribution and PF balance.

How can I check my PF balance by SMS?

To check your PF balance via SMS, send an SMS with the message “EPFOHO UAN” to 7738299899 from your registered mobile number. This service is available in multiple languages, including English, Hindi, Punjabi, Gujarati, Marathi, Kannada, Telugu, Tamil, Malayalam, and Bengali. Stay updated with your latest PF contribution and balance available with EPFO.

How can I check my PF Passbook online?

To check your PF Passbook online, visit the EPFO portal, click on ‘For Employees’ under ‘Services’, and select ‘Member Passbook’. Log in with your username, password, and captcha to access your UAN passbook online.