New York Tax Calculator - Calculate NY State Income Tax

Free New York tax calculator to determine your state income tax liability based on taxable income and filing status using current 2024 tax brackets

Updated: December 2024 • Free Tool

New York Tax Calculator

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Tax Results

NY State Tax
$0
Effective Rate 0.00%
Marginal Rate 0.00%
Tax Bracket 4.00%

What is New York State Income Tax?

New York state income tax is a progressive tax system that applies to residents and non-residents who earn income in New York. It uses a series of tax brackets with rates ranging from 4% to 13.3%.

This calculator helps with:

  • Tax planning - Estimate your state tax liability for the year
  • Budget planning - Factor state taxes into your financial planning
  • Income comparison - Compare take-home pay across different income levels
  • Tax bracket analysis - Understand which tax bracket you're in
  • Effective vs marginal rates - See the difference between your tax rates

New York Tax Brackets (2024)

New York uses progressive taxation with 13 tax brackets:

4.00%

$0 to $22,000

4.50%

$22,001 to $89,450

5.25%

$89,451 to $190,750

5.85%

$190,751 to $364,200

6.25%

$364,201 to $462,300

6.85%

$462,301 to $693,750

Higher brackets continue up to 13.3% for income over $2,000,000

New York Filing Status Options

Single

Unmarried individuals or married filing separately

Married Filing Jointly

Married couples filing one return together

Head of Household

Unmarried individuals supporting dependents

Note: New York uses the same tax brackets for all filing statuses

How to Use This New York Tax Calculator

1

Enter Taxable Income

Input your New York taxable income (e.g., $75,000)

2

Select Filing Status

Choose your filing status from the dropdown

3

Click Calculate

Get instant results with tax breakdown

4

Review Results

See state tax, effective rate, and tax bracket

Benefits of Using New York Tax Calculator

  • Accurate Calculations: Uses official 2024 New York tax brackets and rates for precise results.
  • Tax Bracket Analysis: Shows exactly which tax bracket you're in and your marginal rate.
  • Effective vs Marginal: Understand the difference between your effective and marginal tax rates.
  • Free and Fast: Get instant results without registration or payment.
  • Tax Planning Tool: Help plan your income and understand tax implications.

Important New York Tax Considerations

1. Taxable Income Definition

New York taxable income is federal AGI with NY-specific additions and subtractions.

2. Tax Credits Available

New York offers various credits like the Empire State Child Credit that can reduce tax liability.

3. Local Taxes

Some New York cities add local income taxes on top of state taxes.

4. Estimated Tax Payments

Self-employed individuals may need to make quarterly estimated tax payments.

Frequently Asked Questions

Common questions about New York state income tax and tax brackets

What are New York's income tax rates?

New York has a progressive tax system with rates ranging from 4% to 13.3%. The tax brackets are the same for all filing statuses, starting at 4% for income up to $22,000 and increasing to 13.3% for income over $2,000,000.

How do I calculate my New York state tax?

Enter your taxable income and filing status in our calculator. It will automatically apply the correct tax brackets and calculate your total New York state tax liability, effective tax rate, and marginal tax rate.

Are New York tax brackets the same for everyone?

Yes, New York uses the same tax brackets for all filing statuses (single, married filing jointly, married filing separately, and head of household). The brackets are based on taxable income amounts.

What is taxable income for New York state tax?

New York taxable income is your federal adjusted gross income with certain modifications. This includes wages, business income, and investment income, minus deductions and exemptions.

Does New York have a state income tax?

Yes, New York has one of the highest state income tax rates in the US. The top marginal rate is 13.3% for high-income earners, and there are 13 different tax brackets.

How often do New York tax brackets change?

New York tax brackets are adjusted annually for inflation. The calculator uses the most current 2024 tax brackets and rates.

What is the difference between marginal and effective tax rates?

Your marginal tax rate is the rate you pay on your last dollar of income. Your effective tax rate is your total tax divided by your total income - this is usually lower than your marginal rate.

Are there any tax credits available in New York?

New York offers various tax credits including the Empire State Child Credit, earned income tax credit, and credits for energy-efficient home improvements. These are not included in this basic tax calculator.